The marriage termination process usually requires a significant investment of time and money to be completed successfully. Yet, this doesn’t mean you have to maintain unhappy relationships if you do not have enough funds to end them.
Explore the tips and strategies on how to get a divorce with no money or limited funds and change your private life for the better despite your economic situation.
Opt for Cooperation
Both divorce experts and experienced divorcees agree that the cheapest way to get a divorce is to be open to cooperation and maintain civil relationships with your partner. This will allow you to work on divorce processes together.
You can easily apply for an uncontested divorce and save much money if you reach an agreement on major divorce issues with your soon-to-be-ex. This covers finding a compromise on assets and property division, custody, visitation, debts assigning, etc. As a result, you will get an optimized divorce process, avoid costly complications, and will manage your divorce without the involvement of any expensive experts and services,
Find Extra Funds
If uncontested divorce doesn’t suit your case and you still need some finances to cover the marriage termination services, here are the ideas for you to get some:
- Borrow money from your close friends or relatives
- Get a bank loan
- Use your insurance, retirement plan, or any other investment fund
- Sell bigger belongings.
The ideas can go on and on. If you really need the finances to manage your divorce case with benefits, you will certainly find where to get some. Mind that you are to start an entirely new life after divorce and this means you are to blacken your beginning with debts. In case you have no source of income to increase soon to cover the divorce-related debts, it is better to find another way to deal with your marriage termination.
Get Official Help
If you suffer from economic instability, have low income, and/or your soon-to-be-ex was a breadwinner in the family, you can hope for official help to be assigned for you. Check out some of the ways to minimize the cost of your divorce:
- Use official legal sources online – if you access your local family law office website, you will see how many free services you can use there. It may include printable divorce papers for Texas, guidance on completing the forms and filing the papers, e-filing services, FAQs on divorce, and contacts of divorce lawyers in your area;
- Apply for a fee waiver – filing fees is a mandatory payment for you to cover if you want to get a divorce. But if you cannot afford to cover the fees, you can apply for a fee waiver, meaning that either your spouse or the state will cover it for you. You should provide strong evidence on why you cannot pay the fees for your request to be approved.
- Request your spouse to pay your divorce expenses – if you cannot afford a lawyer but need one to protect you in court and help you with the best divorce decisions, the judge may oblige your partner to pay for your needs. Yet, you have to gather proof that your spouse has a higher income than you do.
You will find even more official ways to get your divorce expenses reduced if you ask your local family law office for help and more information. If you are ready to put more effort into your marriage termination process, the local officials will be glad to assist you in dealing with your divorce beneficially and affordably.
Look for Free Services
If you wonder how to get divorced for free, online and offline resources are there to grant you even more ideas. Here are some of them:
- Online divorce platforms – there are a number of divorce platforms that generate the marriage termination forms for you and guide you through the uncontested divorce case. They are not free, commonly, but cost a hundred or two on average.
- Divorce forums – divorce forums host experienced divorcees, couples-to-divorce, family law attorneys, and other related people looking for or/and sharing legal knowledge and advice. You should better not use the divorce forum as your only guidance but get some valuable directives for your case there.
- Local communities – being economically vulnerable you can ask for help with your divorce case at local religious or social organizations. Commonly, you can find there a support group, free attorneys, and another pro bono assistance for people in need.
- Free consultations – even the best divorce lawyers usually offer the first consultation absolutely at no charge. This means that when you don’t plan to cooperate with the lawyer due to the lack of costs for divorce, you can at least meet one or two experts to give a general overview of your case.
Postponing your marriage termination due to lack of finances is not the way out. In some situations, you don’t even need much money to deal with your marital troubles. Get the use of pro bono services and proceed with a divorce for no or little money easily.
Commit to Your Case
The secret to reducing the price of your divorce process is committing to it personally as much as possible. The more tasks you cover on your own, the fewer will be left for different experts to deal with and get paid for. You can easily collect the necessary docs, fill out the forms and come to an agreement with your spouse without the involvement of third persons. Yet, don’t be too self-confident and don’t neglect the help of professionals with your case if you want to reach beneficial outcomes in the end.